Credit Analyst

Well-respected, established company in Columbia has an excellent opportunity for a Credit Analyst.  The successful candidate will be responsible for developing relationships with internal and external customers, applying corporate credit policies and procedures, and pursuing payment collection within a commercial collections work environment.  Specific duties include the following:  perform credit and financial analysis of prospective customer applications and assign credit limits and any additional risk mitigation tools; ensure compliance and adherence to all standard operating procedures and report questionable activities to Credit Manager; collect and analyze existing customer credit and financial information to determine appropriate maximum credit limit; monitor total account balances vs. current credit limits and analyze customer credit and financial information when necessary to minimize risk of excess exposure and loss; ensure that additions/revisions to company terms and conditions are reviewed and approved by the proper company employee and are communicated to those impacted by the changes; participate in joint sales calls with the company’s sales team; perform other duties as assigned, etc.

Our client is ideally seeking a candidate with a Bachelors degree in Business Administration, Finance or Accounting and 3+ years of commercial credit experience or an Associates degree and an equivalent combination of education and experience.  Experience in the extension and approval of credit in a commercial or consumer environment preferred.  Must have knowledge of federal and state laws pertaining to credit decisions and of the Fair Debt Collections Practices Act.  Candidate must possess skills in organization and time management, verbal and written communication, problem-solving, analysis and communication of financial information to facilitate decision making, proficiency in MS Office with emphasis in Excel, and ability to function in fast-paced, high demand environment.

Salary of $45-65K, depending upon experience.

Please submit your resume in Word or PDF format to [email protected].

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